About Us - Senior Staff

Our staff’s experience includes clients engaged in both direct primary insurance and reinsurance for virtually all lines of business including, but not limited to, property, workers' compensation, automobile and general liability.

Andre Perez - CEO

Andre is the founder of Horseshoe Group and has over 20 years of experience in insurance, reinsurance and alternative risk transfer. He has a demonstrated track record and expertise in:

  • General management and business development
  • Setting up start-up operations and joint ventures
  • P&C underwriting
  • Pricing, actuarial valuations and dynamic financial analysis
  • Due diligence and acquisitions
  • Strategic planning
  • Reinsurance product design

Andre was named a “Rising Star” in Insurance by Reactions Magazine (December 2005) .

Email: andre@horseshoe.bm
Phone: (441) 298-8478
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Brent Slade – Chief Operating Officer

Brent is responsible for leading the global business operations of the Horseshoe Group and focus on brand strength, day to day operations, business development, and client service delivery.

Brent has over 15 years of experience in reinsurance, capital markets, and alternative risk transfer. He has a demonstrated track record and expertise in:

  • General management and business development
  • Setting up start-up operations and joint ventures
  • Portfolio management
  • Asset management
  • Corporate governance
  • Due diligence and acquisitions
  • Strategic planning

Email: brent@horseshoe.bm
Phone: (441) 298-8471
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Nigel Godfrey – Executive Vice-President

Nigel is responsible for client servicing within the Group’s insurance management division, Horseshoe Management Ltd.

Nigel has over 20 years of experience in the Bermuda insurance and reinsurance industry, including audit, captive management and reinsurance company administration. He has a demonstrated track record and expertise in:

  • General insurance management and business development
  • Sidecars, Transformers and Captive formation and management
  • Accounting
  • Run-off administration

Email: nigel@horseshoe.bm
Phone: (441) 296-8453
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Janine Ratteray – General Counsel

Janine is responsible for overseeing the day-to-day legal affairs of Horseshoe Group

Janine has over 13 years of experience in the insurance and reinsurance industry. She has a demonstrated track record and expertise in:

  • Setting up start-up operations and joint ventures
  • Bermuda legal, regulatory, and compliance matters
  • Corporate governance

Email: janine@horseshoe.bm
Phone: (441) 298-8473
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LaMel Burch – Senior Vice President, Operations

LaMel is responsible for the day to day operations of the Horseshoe Group, including IT services, payroll, human resources management, budgeting, forecasting and management reporting. Additionally, he is responsible for monitoring internal controls over client servicing, as well as limited client servicing within the Group’s insurance management division, Horseshoe Management Ltd.

LaMel has 10 years of experience in the insurance and reinsurance industry. He has a demonstrated track record and expertise in:

  • Internal Control implementation and monitoring
  • Internal Audit
  • Management of systems development and maintenance processes

Email: lamel@horseshoe.bm
Phone: (441) 298-8484
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Yulanda Francis – Senior Vice President

Yulanda is responsible for client servicing within the Group’s insurance management division, Horseshoe Management Ltd.

Yulanda has over 20 years of experience in the insurance and reinsurance industry, including captive management. She has a demonstrated track record and expertise in:

  • Insurance and Captive management
  • GAAP insurance accounting
  • Bermuda statutory insurance accounting
  • Statutory filing requirements
  • Rent-A-Captives and Transformers

Email: yulanda@horseshoe.bm
Phone: (441) 298-8480
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Kathy Garrigan – Senior Vice President, Actuary

Kathy is responsible for pricing and reserving activities of the Horseshoe Group of companies. She is the primary contact for our portfolio of clients and participates in consulting activities such as reserving and capital adequacy certification, pricing and underwriting reviews, support clients’ internal audit and enterprise risk management functions, and financial evaluations such as capital modeling analysis.

Kathy has more than 20 years of experience in the insurance and reinsurance market as a qualified P&C actuary. She has a demonstrated track record and expertise in:

  • Reinsurance treaty and insurance policy pricing
  • Reinsurance and insurance reserving
  • Financial and Strategic planning
  • M&A due diligence and integration
  • Reinsurance and insurance underwriting
  • Enterprise Risk Management (ERM)

Email: kathy@horseshoe.bm
Phone: (441) 298-8486
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Susan Spaulding – Vice President

Susan is responsible for client servicing within the Group’s insurance management division, Horseshoe Management Ltd.

Susan has over 9 years of experience in the Bermuda insurance and reinsurance industry, including audit, captive management and Financial Controller for a reinsurance company. She has a demonstrated track record and expertise in:

  • Insurance company management
  • GAAP and statutory audit
  • GAAP insurance accounting
  • Bermuda statutory insurance accounting for traditional insurance companies and non-traditional insurance vehicles
  • Bermuda insurance laws and compliance requirements

Email: susan@horseshoe.bm
Phone: (441) 298-8481
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Misheck Mahwendepi– Vice President

Misheck is responsible for client servicing within the Group’s insurance management division, Horseshoe Management Ltd.

Misheck has over 13 years of diversified experience in the insurance and financial service industry, with 7 of those years in insurance management where he has managed a portfolio of captive insurance companies and reinsurance transformer vehicles. He has a demonstrated track record and expertise in:

  • Captives management
  • GAAP insurance accounting
  • Preparing and filing statutory returns with the BMA
  • Insurance policy review and issuance
  • Rent-a-captive
  • Setting up and maintaining Letters of Credit and collateralized reinsurance trusts
  • Client service

Email: misheck@horseshoe.bm
Phone: (441) 298-8475
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James Rawcliffe – Vice President

James is responsible for the day to day client servicing of the Cayman insurance subsidiaries for Horseshoe Services (Cayman) Ltd. as well as the provision of accounting support to Horseshoe Management Ltd.

James has over 19 years of experience in the captive insurance industry having worked in the Isle of Man, Bermuda and in the Cayman Islands. He has a demonstrated track record and expertise in:

  • General insurance management
  • Corporate governance including company secretarial functions
  • Client accounting

Email: james@horseshoe.ky
Phone: (345) 769-6694
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David Fiebig – Vice President

David is based in the Horseshoe Cayman office and is responsible for the day-to-day servicing and provision of accounting services to multiple Cayman and Bermuda insurance and reinsurance entities.

David has over 7 years of experience in the Cayman Islands’ captive insurance industry, and has a demonstrated track record and expertise in:

  • General insurance management
  • GAAP insurance accounting
  • Cayman statutory insurance accounting
  • CIMA statutory filing requirements

Email: david@horseshoe.ky
Phone: (345) 769-6693
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Phil Jones – Vice President

Phil is responsible for managing all banking and trust relationships for clients within the Horseshoe Group’s insurance management division; including Horseshoe’s transformer, Horseshoe Re Limited.

Phil has over 28 years of experience in banking. He has a demonstrated track record and expertise in:

  • Client Relationship Management
  • Structured Lending
  • Mortgage Portfolio Management
  • Business Process Improvement
  • Project Management
  • Cross-Functional Team Leadership
  • Strategic Planning

Email: phil@horseshoe.bm
Phone: (441) 298-8477
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Warren De Klerk – Vice President

Warren is responsible for client servicing within the Group’s Insurance Management division, Horseshoe Management Ltd.

Warren has 5 years of experience in the Bermuda Insurance and Reinsurance industry, primarily Insurance and Captive management. He has a demonstrated track record and expertise in:

  • Captive management and cat bond administration
  • GAAP insurance accounting
  • Bermuda statutory insurance accounting
  • Statutory filing requirements

Email: warren@horseshoe.bm
Phone: (441) 298-8482
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Chantelle Belboda – AVP, Underwriting Manager

Chantelle is responsible for the management of the Group underwriting department, contract review and assisting in client servicing within the Group’s insurance management division, Horseshoe Management Ltd. as well as Horseshoe’s transformer, Horseshoe Re Limited.

Chantelle has over 15 years of experience in the insurance and reinsurance industry. She has demonstrated track record and expertise in:

  • Property Treaty Reinsurance Underwriting
  • Reinsurance Contract review
  • Catastrophe Modeling (AIR, RMS & EQE)
  • Property Claims

Email: chantelle@horseshoe.bm
Phone: (441) 298-8483
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Nadine Adderley – Underwriter

Nadine is responsible for underwriting contract review and assisting in client servicing within the Group’s insurance management division, Horseshoe Management Ltd. as well as Horseshoe’s transformer, Horseshoe Re Limited.

Nadine has over 25 years of experience in the insurance and reinsurance industry, including captive management. She has a demonstrated track record and expertise in:

  • P&C Underwriting
  • Contract review
  • Portfolio runoff management
  • Cedant audit
  • Claims

Email: nadine@horseshoe.bm
Phone: (441) 298-8485
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